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Under this program, you are given the opportunity to renegotiate the terms of your loan and make it easier for you to pay your Pag-IBIG Fund Housing Loan. This is part of our efforts to help you during these challenging times.

As an added benefit, your restructured loan under the Special Housing Loan Restructuring program shall have an interest rate of only 6.375% per annum on a 3-year fixed pricing period. On the other hand, if your Pag-IBIG Housing Loan bears a subsidized interest rate, the said subsidized rate shall be retained for the remaining duration of its fixed pricing period.

In both cases, the interest rate on your restructured loan under this program is lower than the 8% per annum interest rate set under our Regular Housing Loan Restructuring Program.

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